For Health Plans & TPAs

Episode Advantage Inside.

Add guaranteed-price episodes to your own products — in as little as 90–120 days. Your network, your sales team, your admin platform. Our episode engine inside.

What you keep / what you gain

Keep everything. Add the one thing you're missing.

You keep
  • Your network
  • Your sales team
  • Your admin platform
  • Your brand
You gain

Guaranteed-price episodes inside your own products in as little as 90–120 days — with member shopping and episode allowances built in.

Backed by highly rated insurers and reinsurers.

How it works

The episode engine, inside your stack.

01

API integration, not a re-platform.

Episode pricing, shopping, and guarantees connect to your existing stack through APIs. You keep your network, your sales team, and your administrative platform.

02

Launch in as little as 90–120 days.

Guaranteed-price episodes become a feature of your products, sold under your brand, on the timeline of a product release — not a system migration.

03

A long-term provider strategy, not just a feature.

Episode Advantage Inside is also a provider-engagement and bundled-payment contracting platform: a durable way to reward efficient providers in your network and build episode contracts over time.

Why partner with Oxbridge

The Most Competitive Products on the Market.

Oxbridge enables TPAs and health plans to offer the most price competitive products in the market by embedding episode allowances and guaranteed-prices inside existing benefit plans.

01

Transformative new model: Episode Advantage Plans.

02

Focuses on the 50% of spending with the highest variance.

03

Delivers validated savings of 15%–30% to employers and Members.

04

Integrates quickly using existing networks, administration and distribution.

05

Supports partner-specific innovation in plan design and deployment.

06

Opens new strategies for engaging specialists and advancing value.

Flexible Partnership & Clear Role Definitions.

Flexible Partnership

Integrates into your existing infrastructure with minimal disruption.

No core claims system replacement required.

Go-live in as little as 90–120 days.

Configurable branding, plan design and provider contracting.

Applicable across self-funded, fully insured, and MA and ACA programs.

Clear Role Definitions

Oxbridge provides the episode layer. Partners retain the front door.

Oxbridge

Episode logic and administration, pricing algorithms, fully insured guaranteed prices, shopping experience / white-label member portal; all regulatory form filings.

TPAs / Plans

Sales, networks, administration, PBM, employer/member relationships.

Insurers / Reinsurers

Validate and underwrite the savings.

Providers

Bundled payment contracts for specific episodes.

Explore a partnership.

Add the Episode Advantage to your products. Keep your network, sales team, and admin platform.