Know the price
before you go.
For decades, healthcare costs have been shifted onto you: higher deductibles, bills that arrive months later, prices nobody will quote. This plan turns that around.
Let’s start with the basics.
This is a comprehensive health insurance plan.
Everyday care stays the same
Primary care, urgent care, prescriptions, emergencies — covered the way you already understand, on broad networks. You keep your choice of doctors and hospitals.
Big, plannable care gets a guaranteed price
When you need a knee replaced, a colonoscopy, or care for a condition like depression, you compare Care Groups — a doctor plus facility — each with one all-in guaranteed price covering the whole journey.
Choose well, pay little or nothing
For many planned episodes, your employer sets an allowance. Pick a Care Group at or below it and your out-of-pocket cost can drop to little or nothing. Pick above it and you pay the difference — known before you book.
No Surprises
On guaranteed-price episodes, the price is the price. No estimates, no after-the-fact negotiations.
You won’t do it alone
When an episode begins, you get human guides backed by AI tools to help you compare Care Groups and understand your exact math.
Let’s talk about quality.
We believe…
The price tag is not a report card
Research proves there is no correlation between price and quality.
Read the Research →Everyone deserves full transparency
Everyone should know everything there is to know about their healthcare provider (within reason).
The industry is lousy at helping people pick a doctor
So we decided to do something about it.
So we built it ourselves.
Every metric from every source we believe is credible — government quality scores, procedure volume, independent patient ratings — assembled on one card. Select a provider episode example below to see what it looks like.
See episode prices in my area.
Select an episode to see how many care groups are under the allowance in your market.
This is still health insurance.
You're not giving anything up. You keep your doctors, your hospitals, your broad network, and your familiar deductibles and copays. The only thing that changes is that for big, plannable care, you see a guaranteed price before you go.