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Welcome to a New Era in Healthcare Benefits
At Oxbridge Health, we provide Episode Benefit Plans — an innovative, data-driven solution that reduces healthcare costs while improving employee engagement and satisfaction. Whether you’re a large corporation or a growing business, our episode-based model is designed to cut costs and increase the predictability of healthcare spending.
How Episode Benefit Plans Work
Episode benefit plans leverage the use of bundled payments for expensive episodes of care. You’re looking at the future of health benefits.
What is an Episode Benefit Plan?
Key Benefits for Employers
- Overview
- Predictable Costs
- Aligned Incentives
- Increased Employee Engagement
- Multiple Levers for Cost Control
Key Benefits for Employers
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Episodes of Care encompass everything related to a medical condition—from diagnosis to recovery, or the management of a health condition—under one bundled payment. This removes the guesswork and surprises, replacing unpredictable bills with guaranteed pricing that covers all aspects of care.
Our Plans
Episode Benefit Plans offer key advantages over Narrow Network and Reference Based Pricing (RBP).
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Cost Control and Predictability
Unlike RBP plans that can result in unexpected bills, Episode Benefit Plans provide guaranteed prices for major healthcare episodes, allowing both employers and employees to know their costs upfront. This also differs from narrow networks which may have lower premiums but potential for higher costs if care is sought outside of the network.
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Freedom of Choice
While narrow network plans restrict provider options, and RBP plans may limit access if providers refuse the plan, Episode Benefit Plans allow you to choose any provider, putting you in control of your healthcare.
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Transparency
Episode Benefit Plans address the lack of transparency in healthcare pricing by disclosing the range of guaranteed episode prices for various providers, empowering informed decisions. RBP plans, on the other hand, can be complex to understand, and do not always provide clear cost information.
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More Savings
Episode benefit plans can lower employer and employee premium payments by 10% to 15%. The plans also offer incentives to encourage engagement in the consumption of health care services, which can drive another 10% – 15% in savings.
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Simplicity
Episode Benefit Plans simplify the health plan experience and help employees make informed decisions when choosing the site and provider of health care. RBP plans, by contrast, introduce complexity into healthcare decisions
The Future of Healthcare is Episode-Based
Oxbridge Health is not just another benefits provider—we’re a technology company at our core. Our Episode Advantage Inside SaaS platform powers healthcare benefits for employers, providers, governments, third party administrators and insurers alike. By using our data analytics and bundled payment infrastructure, you can integrate Episode Benefit Plans into your current system seamlessly.
Our SaaS solution scales effortlessly to handle any size business, offering 10-30% savings on healthcare costs and simplifying the complexity of administering health benefits. Whether you are a third-party payer, employer, or insurer, Episode Advantage Inside is the comprehensive solution to bring value-based care into your system.