For Brokers
Predictable Costs, Unprecedented Control
Offer your clients a health plan with predictable costs and unprecedented control through Episode Benefit Plans — the most advanced expression of value-based care today. Our Episode Benefit Plans, leveraging the power of Oxbridge’s unique Episode Advantage program, lower healthcare expenditures by 10-30%. Offer Oxbridge Health as a choice within your client’s plan or as a complete replacement to their current offering.
Guaranteed Prices
Offer guaranteed, upfront prices for entire episodes of care. The guarantee provides predictability to employers while empowering employees to shop and save.
Engaging Employees in an Entirely New Way
Employees can compare prices for their episode of care before making an appointment, and participate in the savings generated.
Robust Provider Network
Employees want choice. With Oxbridge, they get access to a broad network of healthcare providers with predictable costs.
Member Resources
Built-in tools to educate employees through their care choices to help them optimize their benefits and support their choices.
Innovative Benefit Design, Creating Multiple Levers of Cost Control
Employers control how much they save by adjusting savings levers. Incremental savings can be realized by customizing the allowance, shared savings, the plan design itself and more.
Why Work with Oxbridge Health?
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Easy to Quote, Easy to Sell. A compelling product that you can position as a game-changer for your clients, enabling growth, client retention, and prospecting success.
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Marketing Support. Mutli-media campaigns including webinars, podcasts, advertising, direct marketing and social media designed to generate massive awareness and demand — all designed to fuel your success.
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Be Part of the Future. Offer your clients the most advanced form of employee benefits available, designed to deliver greater predictability, cost savings and employee satisfaction.
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Predictability, Now and into the Future. Leverage an unprecedented array of tools to meet your client’s needs, year after year.
Common Questions
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Is Oxbridge Health a benefit plan or an episode-of-care company?
Oxbridge Health is a full benefit plan that can be deployed by an employer as either a full replacement for existing coverage or a benefit option for employees. The Oxbridge Episode Benefit plan combines the best aspects of a benefit plan and an episode-of-care company. Our innovative approach delivers comprehensive health coverage through episode-based benefit plans, which focus on providing complete episodes of care for nearly fifty percent of an employer’s claim costs.
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Does the Oxbridge plan cover the same things as traditional health insurance?
While Oxbridge Health plans differ from traditional health insurance, we provide equivalent — if not better — coverage for specific medical (procedure and condition) episodes. Instead of fragmented services, we bundle all care related to a particular episode, from diagnosis to recovery into one comprehensive price, and further, we guarantee that price to employers and employees. Unlike traditional insurance, our model eliminates hidden fees and out-of-network surprises, offering clearer, more predictable coverage for defined healthcare needs.
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What are the differences between an Episode Benefit Plan and other types of benefit plans?
An episode benefit plan is the most advanced expression of episodes of care, engaging consumers and giving them choice and the license to make value-based decisions for themselves through the power of guaranteed, bundled pricing for nearly all of their higher cost or less “urgent” healthcare needs. This innovative approach leverages the proven power of episodes of care, and Oxbridge is the only company that delivers functional transparency to enable consumers to shop like they do for most things in life. By weaving in innovative benefit design, episode benefit plans offer a completely integrated, advanced approach to both narrow network and RBP (Relative Based Pricing) approaches, meeting all of their best intents and overcoming their limitations. Episode Benefit Plans offer the consumer, and the employer offering them, the greatest choice, predictability in costs, and control over their healthcare dollars.
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What educational resources do you provide to help members understand and use the plan?
Oxbridge Health offers comprehensive educational support to empower members, including:
- User-Friendly Platform: A digital portal with real-time access to plan details, episode progress, and billing.
- Personalized Support: Dedicated care coordinators guide members through their episodes, answer questions, and resolve issues.
- Workshops and Webinars: Educational sessions to help members understand how episode-based care works and maximize their benefits.
- Interactive FAQs and Guides: Step-by-step resources for navigating the plan, scheduling care, and managing costs.
- Mobile App: On-the-go access to plan features, updates, and reminders.
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Is this plan compatible with HRAs or FSAs?
Yes, Oxbridge Health plans are fully compatible with Health Reimbursement Arrangements (HRAs) and Flexible Spending Accounts (FSAs). Members can use their HRA or FSA funds to cover eligible expenses, such as co-pays, deductibles, and other qualifying costs within their episode-based care plans. In addition, Oxbridge Health has its own Benefit Bank, which enables employees to receive credits for future costs similar to an HRA but limited to just costs within the benefit plan.
